Let me help you get on the right path to set you up to buy your first home. Why do I say first versus forever home? If you're anything like me you have BIG DREAMS, your first house is going to be a step in the right direction and I can even teach you how to have your first home help you purchase your Dream Home.
FIRST THINGS FIRST
Let's figure out where you are financially. Come in and meet with a mortgage broker to come up with a plan with your personal finances to get you in the best position to buy. Meeting with a Broker does not mean you have to commit anything. It is an opportunity to become informed of where you are and where you can be next.
DISCOVER WHAT YOU'RE LOOKING FOR
Next we will sit down now that we have and idea of what you can afford and start looking for areas, communities and types of homes that interest you. I'll also set up alerts for you to see these properties come on the market. It's helpful for you to see how quickly or slowly what you're looking for is performing in the marketplace. This is important because I want to set the right expectations for you, the more you know the better buyer you will be.
NOT READY YET? NOT A PROBLEM
My main goal is for us to regularly communicate where you are in your journey. Still working on fixing your credit, great, let's see if I have someone that can assist you in that. You know a big promotion is coming up? Awesome! We can wait until you move on up and then get you ready to move on in. I want to know what is happening in your life to make sure you are ready to go and in the best position for potential sellers to accept your offers.
CAN I REALLY BUY FOR THE SAME PRICE I RENT?
It all really depends but it is absolutely possible with today's sky high rents and the low interest rates on mortgages. We can go over the area that you want to live in and compare renting versus buying to help you make the best decision for you and your family.
MINDSET TO MORTGAGE
What I want to create for you is the mindset that you can own a home -- knowing it is possible and mapping the route together for the "how." I know personally and from a lot of my friends that even the concept of the "American Dream" of home ownership seems out of reach. Just the thought of it is pushed to the side lines, believing, "that is what other people can have, not you."
I've also seen people feel intimidated by the process because there are just so many "what ifs" and also Horror Stories. I want to help you navigate this world and educate you along the way. Even if I'm not your agent for life, I want you to walk away with a working knowledge of this process. That way your next real estate transaction doesn't feel like handing over one of your life's biggest decisions to someone else to handle and hope for the best. I want to be in your corner even if at some point I may not even have skin in the game.
Let's take a look at what you want to spend monthly.